Small businesses are operating in an environment marked by both opportunity and uncertainty. On the one hand, many small and medium-sized enterprises (SMBs) report optimism: for example, a recent survey found over 80% of small business leaders feel good about the future. Salesforce+2Entrepreneurs HQ+2 At the same time, cost pressures (inflation, tariffs, supply chain disruption) and increasing regulatory and tax complexity are weighing heavily. Small Business Trends+1